About us

ZoodPay is a digital lending platform for e-commerce. Our ecosystem embeds FinTech, E-commerce, and E-logistics services, with lending being our core activity.

Headquartered in Switzerland, the ZoodPay & ZoodMall App has 10 offices serving over 10 million users. We are committed to delivering a "Swiss quality" shopping experience and cross-border services to merchants and shoppers across fast-growing FinTech and E-commerce emerging markets in Pakistan, Iraq, Uzbekistan, Jordan, Lebanon, and Kazakhstan. ZoodPay offers three lending products: (1) ZoodPay SME Inventory to select Zood ecosystem merchants providing monthly inventory financing and the necessary warehousing technology, (2) ZoodPay BNPL, a 4-installments consumer plan with 0% interest, and (3) ZoodPay Credit, an extended consumer BNPL product (up to 12 months) with interest.

Our consumer lending products are available through multiple distribution channels: ZoodMall, our own marketplace with 7 million+ products from 30,000 local and cross-border sellers; on partners' apps and websites through a seamlessly integrated API; and in offline partner shops across our countries of operation.

ZoodMall is the Middle East’s and Central Asia’s fastest growing mobile-only shopping app, part of the ZoodPay ecosystem, which provides consumers access to six million products from over 30,000 local and cross-border merchants, with the option to pay cash-on-delivery or with ZoodPay.

ZoodPay is an innovative Buy Now, Pay Later (BNPL) solution provider in the Middle East and Central Asia. ZoodPay creates cross-border opportunities for merchants from China, Europe, Russia and Turkey and allows shoppers to buy products in local currency, with flexibility of paying in 14 days, or three to six instalments, without interest or fees.

Our culture

Do the right thing

Honesty is the quality that defines our team and our work. We always do the right thing, behave honestly and respectfully. We act quickly and deliver, but we make sure we do it the right way!

Learn and Grow

We are always growing, learning and evolving, striving to be better. We are not afraid to make mistakes and we work collectively to overcome challenges.

Dream Big

We dream big and we believe in your dreams too. Roles and titles are no barrier to what you can achieve with us and we will empower you to be a leader and innovator. All you have to do is dream as big as we do!

Spread Happiness

We are in the business of spreading happiness and we do whatever it takes to delight our customers and partners. The drive behind this is the motivation, happiness and positive spirit of our team members.